Calculator downloadable retirement

The Vertex42 branding is outside the print area so it doesn't show up when you make a printout or PDF for a client. I still consider this spreadsheet a work in progress, but I think it's finally at a point where people can try it out. The old formula assumed the employer match was always maxed out. The spreadsheet is still not ideal for that scenario but it's better than it was.

The most important thing about this spreadsheet to understand is that future rates of return, inflation, salary, disasters, how long you'll live, and other life events can't be known for sure.

So, if you are going to use this, realize that it is a mathematical exercise and the inputs that you choose and how you interpret the results are your own responsibility. These are values that just have to be estimated.

You can't know future rates with certainty. However, one of the unique things about this spreadsheet is that you can enter different rates of return for the accumulation period and the retirement period. This may be useful because during retirement period, your portfolio will likely be weighted towards lower risk, lower return investments. Enter a salary you want to live on during retirement in today's dollars. This should represent a lifestyle rather than an actual income or withdrawal amount.

The payouts during retirement will be adjusted for inflation the calculator uses the estimate of the inflation rate to calculate the "inflation-adjusted salary". If you expect to receive income during retirement, the amount withdrawn from your nest egg is reduced to account for that.

It is quite a common thing to worry about their future after their retirement. You will not have to take stress when you are done and dusted with your retirement planning. With the help of a retirement calculator. With online retirement calculators, planning your retirement is now made simple and less time-consuming.

Table of Contents: What is a Retirement Calculator? Retirement Savings Calculator 2. Combines the accumulation savings period and the withdrawal period in a single analysis. How much will I have saved by the time I retire?

How fast will my savings account grow? Set up a simple savings plan to estimate the interest earned in your savings account over time. Similar to the annuity calculator, but a bit more flexible and you can enter the amount you want to withdraw. With this spreadsheet you can divide a savings account into virtual sub-accounts for tracking specific goals.